Monthly Archives: August 2017

The Beauty and Power of the Changing Seasons in Life

I woke up earlier this week to a different kind of morning.  Nothing drastic or earth shattering, but I noticed that the air was cooler, much cooler than the summer mornings that had preceded this one.  I said to myself, “this is it, the change of seasons is upon us.”  It was as if a fever had broken.  There was a feeling of relief from the hot and humid days of July and August.  There was a crispness to the air instead of the usual heaviness.  The days are getting noticeably shorter and I grabbed a light jacket on the way out of the door to keep the chill at bay.

As nature traverses through its four seasons, I believe that there is a human seasonality.  Having grown up on a farm I have been attentive to the transitions from winter to spring and summer to autumn most of my life.  I learned to appreciate the grueling and long days of summer as we cherished the long days because we had so much that needed to be done.  And, although I have never been fond of the limited hours of daylight that come with winter’s arrival, I recognized at a young age that the rest and solace of those days were a welcome and needed change of pace from the rigors of summer.

As I have evolved through life I have come to know that I too go through seasons.   I became very aware of this over the past two years as

By |2017-10-30T10:14:49+00:00August 21st, 2017|Categories: Thoughts from the Barn|0 Comments

How to Be Impeccably Fiscally Disciplined

I just finished teaching the live Lines In The Sand session of Line Seven:  Be Impeccably Fiscally Disciplined to a group of intelligent, capable, and industrious participants.  This Line is cringeworthy at best for most people who have taken part in the live course.

We started the day by answering the following nine questions:

  1. Do you have a budget?
  2. Do you have a personal financial WHY?
  3. Do you have a retirement plan?
  4. Do you have a “slush fund” for emergencies or unexpected expenses?
  5. Do you reconcile your bank accounts each month?
  6. Does your family understand your finances?
  7. Do you teach your children about money?
  8. Do you have a Will?
  9. Do you have a revocable living trust?

Surprising or not, the majority of the participants answered every single one of these questions with a resounding “No”.  I invite you to take a few minutes to answer these questions for yourself.  Some of these questions may not apply to you and your current situation, but if they do, I invite you to start doing what it takes to get to a yes.

It has been my observation that where there is money, there is emotion.  At a very you age most people are either taught or through their own observation develop a money mindset.  The prevalent feeling associated with money is fear.  There is fear of never having enough, fear of losing it all, fear of being judged by how much money one has or doesn’t have and the list goes on.

Let’s go back

By |2017-10-30T10:14:49+00:00August 3rd, 2017|Categories: Lines In The Sand, Thoughts from the Barn|0 Comments